100% secure

Have you tried using Netgiro online?

No credit card information needed

– only your phone number.

See where to shop here

How does a safe and convenient payment solution sound?

Netgiro users shop online and leave their wallets at home when they go to the store. The convenience of paying with Netgíró is no different from a digital credit card. You pay one bill at the end of the month – you can if you need to spread the payments for up to 24 months, just as it suits everyone.

This is how Netgíró works

At Netgíró, you collect all your transactions in one monthly invoice. It is both simple and convenient to use Netgíró, whether you choose to shop often or less often.

The period is from the 26th to the 25th of next month and the invoice is visible for payment at the end of the month. After that, your use accumulates into one claim in your online bank. You only pay 495 ISK. in monthly fee when you use Netgíró.

It is possible to divide Netgíró months into 2- 24 months depending on the amount of the invoice.

Simpler instalment payments

We offer a simple and convenient solution if you wish to spread payments for larger purchases for up to 24 months. You use Netgíró as a payment method and spread the payments yourself in the app or customer pages.



You need a bit extra?

You can apply for up to 1.000.000 kr loan at Netgíró. Application process is 100% electronic and if approved, you’ll get the loan processed into your bank account within 24 hours.



Where can I use Netgíró?

You can use Netgíró online and in shops, we have over 2000 retailers listed.

Do you need a loan?

Click here!

You want to use payment methods without any cards involved?

Using the Netgíró app you can better grasp your purchases and leave the wallet at home.